In this, the third column in a series of five, we continue considering how to prepare for retirement. This series is based on the book Transition to Retirement: The Uncharted Course and takes a look at how things might be as you begin the retirement journey. In the previous two issues we discussed the period from that lovely time when you feel you’re on holiday and experiencing Fair Winds and Clear Skies, then as the journey continues, to a time of niggling questions and vague discontent that is Stormy Weather. In this article we will look at the need to find, during the storm, a Safe Harbour, a place of contemplation and consideration.